Help: Loan in difficulty

Order of steps

1. Borrower agrees a support plan (apply-for-loan).
2. Apply it here; lenders are told the effect.
3. Only if every option in policy was offered or refused, record a default with a second approver.

The legal forbearance and recovery duties (FCA CONC 7) are OPEN: research/finance/REGULATORS.md marks them NOT RE-VERIFIED.